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does apple pay work in egypt

Apple Pay in Egypt: Supported or Not?

Apple Pay has revolutionized the way we make payments, providing a convenient and secure way to complete transactions using our iPhones or Apple Watches. But what about Apple Pay in Egypt? Is it supported, or are Egyptian users missing out on this innovative payment method?

When it comes to Apple Pay, availability varies from country to country. Some regions have fully embraced the technology, while others are still waiting for its arrival. So, where does Egypt stand in this regard?

Unfortunately, the sources indicate that Apple Pay is currently not available in Egypt. But why is that the case? And are there any plans to bring Apple Pay to this North African country in the future? It’s time to dive deeper into the topic and uncover the reasons behind Apple Pay’s absence in Egypt.

Availability of Apple Pay in Other Countries

Apple Pay has gained widespread acceptance in numerous countries and regions, offering seamless and secure contactless payments to users around the world. Alongside its availability in the United States and Canada, Apple Pay can be used in several other countries across different continents. Whether you’re traveling or residing in Morocco, South Africa, Australia, China, Hong Kong, Japan, Malaysia, Singapore, or multiple European countries, you can take advantage of the convenience offered by Apple Pay.

To begin using Apple Pay in these countries, users can add their credit, debit, or prepaid cards from participating banks and card issuers to their Apple Pay account. This integration with various financial institutions enables users to link their preferred payment methods and enjoy a wide array of benefits and services.

Country/Region Participating Banks and Card Issuers
Morocco BMCE Bank of Africa, CIH Bank, Crédit Agricole, Société Générale, and more
South Africa American Express, Investec, Absa, Discovery Vitality, and more
Australia Australia and New Zealand Banking Group (ANZ), Commonwealth Bank, National Australia Bank (NAB), Westpac, and more
China Bank of China, Bank of Communications, China Construction Bank, Industrial and Commercial Bank of China (ICBC), and more
Hong Kong Bank of China (Hong Kong), Hang Seng Bank, HSBC, Standard Chartered, and more
Japan Aeon Bank, Aomori Bank, Bank of Yokohama, Hokkoku Bank, and more
Malaysia Al Rajhi Bank, CIMB Bank, Citibank, Maybank, Public Bank, and more
Singapore Bank of China (Singapore), Citibank, DBS Bank, HSBC, OCBC Bank, Standard Chartered, and more
European Countries Barclays, BNP Paribas, Deutsche Bank, ING, Santander, UniCredit, and many others

Whether you’re exploring the vibrant streets of Hong Kong or enjoying the scenic beauty of Australia, Apple Pay ensures a fast, secure, and effortless payment experience at supported merchants. By collaborating with major banks and card issuers worldwide, Apple Pay expands its reach and offers a convenient payment solution for everyday transactions.

How to Use Apple Pay

Using Apple Pay is a convenient and secure way to make payments for users in supported countries. To get started, users can add their eligible cards to the Wallet app on their iPhone or Apple Watch. This allows them to easily access their cards when making purchases in various scenarios, such as in-store, within apps, or on the web in Safari.

Here is a step-by-step guide on how to use Apple Pay:

  1. Open the Wallet app on your iPhone or Apple Watch. If you don’t have the app, you can download it from the App Store.
  2. Tap the plus sign (+) icon to add a card.
  3. Follow the prompts to add your card details. You can either manually enter the information or use the camera to capture the card details automatically.
  4. Once your card is added, it may need to be verified. The verification process may differ depending on your card issuer.
  5. After verification, your card will be ready to use with Apple Pay.
  6. To make a payment in-store, simply hold your iPhone or Apple Watch near the contactless payment terminal and authorize the transaction using Face ID, Touch ID, or your device passcode.
  7. When making a payment within apps or on the web in Safari, select the Apple Pay option at checkout and authorize the payment using your device.
  8. Apple Pay utilizes a secure tokenization process, which means that your actual card details are not stored. Instead, a unique token is generated, providing an extra layer of security for your transactions.

Remember, Apple Pay is currently not available in Egypt. However, for users in supported countries, it offers a seamless and secure payment experience.

Using Apple Pay

Key Benefits Points to Consider
Convenience: Make quick and easy payments without the need to carry physical cards. Supported Countries: Apple Pay availability may vary depending on your location.
Security: Transactions are authenticated using biometric features or a passcode, ensuring a high level of protection. Supported Cards: Check with your card issuer to confirm if your card is eligible for use with Apple Pay.
Privacy: Apple Pay does not share your card details with merchants, providing an added layer of privacy. Device Compatibility: Not all iPhones and Apple Watches support Apple Pay. Check Apple’s official website for compatible devices.

Apple Pay Services and Features

Apart from its ability to make regular payments, Apple Pay provides users with additional services and features in select countries. Let’s take a closer look at some of these offerings:

Sending and Receiving Money through Apple Pay

In the United States, Apple Pay users have the convenience of sending and receiving money directly through the app. This feature enables seamless transactions between friends, family, and businesses, making it easier than ever to split bills, pay back loans, or contribute to group expenses.

One of the key features that facilitates these peer-to-peer transactions is the Apple Cash card, which is linked to Apple Pay. This virtual debit card can be used to store received funds, make purchases online and in stores, or transfer money to a linked bank account. It provides a secure and efficient way to manage financial transactions within the Apple ecosystem.

Apple Cash card

The Apple Card: Your Digital Wallet Companion

In addition to the Apple Cash card, Apple Pay users in the United States can also apply for the Apple Card, an exclusive credit card issued by Goldman Sachs Bank USA. The Apple Card offers users a unique digital banking experience, seamlessly integrated with Apple Pay.

With the Apple Card, users can enjoy transparent and straightforward financial management, including detailed spending summaries, real-time transaction notifications, and enhanced privacy and security features. The card also offers attractive cashback rewards and competitive interest rates, making it an enticing option for Apple enthusiasts.

Business Chat: Enhanced Communication for Businesses

In certain countries and regions, Apple Pay goes beyond peer-to-peer transactions and credit cards. Through the Business Chat feature, businesses can connect and communicate with customers directly through Apple Pay. This feature enables convenient and efficient customer support, order tracking, and even completing purchases, all within the Apple ecosystem.

Business Chat provides a seamless way for users to interact with various businesses, whether it’s making reservations, getting product information, or seeking assistance. This integrated experience adds an extra layer of convenience and streamlines the customer journey.

Overall, Apple Pay offers more than just a digital wallet and payment solution. With services like sending and receiving money, the Apple Cash card, and the exclusive Apple Card, as well as the enhanced communication capabilities of Business Chat, Apple Pay continues to evolve and provide users with a comprehensive and convenient financial ecosystem.

Keep Checking for Updates on Apple Pay in Egypt

Currently, Apple Pay is not available in Egypt. However, it is recommended to stay updated on any changes regarding its availability. A good starting point is to regularly visit the official Apple Support page, where you can find a comprehensive list of supported countries and regions. This page also provides detailed information about the participating banks and card issuers that support Apple Pay.

In addition to visiting the Apple Support page, contacting local banks like HSBC can provide further insights on their partnership with Apple Pay. They may be able to offer specific details on whether they support Apple Pay in Egypt or have any plans to do so in the future.

For those eager to leverage the convenience and security of Apple Pay for their transactions, keeping an eye out for updates is essential. As partnerships between Apple and banks continue to evolve, there is a possibility that Apple Pay may become available in Egypt in the future. Regularly checking for updates will ensure you are among the first to know about any developments regarding Apple Pay in Egypt.


Q: Is Apple Pay available in Egypt?

A: No, Apple Pay is currently not available in Egypt.

Q: In which countries is Apple Pay available?

A: Apple Pay is supported in numerous countries and regions around the world, including Morocco, South Africa, Australia, China, Hong Kong, Japan, Malaysia, Singapore, United States, Canada, and many European countries.

Q: How does Apple Pay work?

A: Users can add their eligible cards from participating banks and card issuers to their Apple Pay account. When making a purchase in-store, within apps, or on the web in Safari, they can use their iPhone or Apple Watch to complete the transaction securely and conveniently.

Q: What additional services does Apple Pay offer?

A: In the United States, users can send and receive money through Apple Pay and the Apple Cash card provided by Green Dot Bank. The Apple Card, issued by Goldman Sachs Bank USA, is exclusively available in the U.S. Business Chat is also available to businesses in certain countries and regions.

Q: Should I keep checking for updates on Apple Pay availability in Egypt?

A: Yes, it is advisable to periodically check for updates on Apple Pay availability in Egypt. Visit the official Apple Support page to stay informed about the list of supported countries and regions, as well as the participating banks and card issuers. You can also contact local banks, such as HSBC, for information on their partnership with Apple Pay.

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